Upgrade Your Payment Experience With An Image Debit Card

Banks and financial institutions come up with lots of schemes for the ultimate goal of improving user experience. Letting account holders express their individuality through a personalised debit card is one of the most popular schemes at top banks in India. You might have heard about the immensely popular and high-in-demand Kotak image debit card. Account holders can choose from over 200 pictures or themes and get a uniquely designed debit card that matches their preferences.

If you haven’t applied for an image debit card, you should do it right away. Those who are wondering if personalisation is worth it or not should read this post till the end. Today we discuss how your payment experience can be enhanced with an image debit card.

What is an image debit card?

An image debit card differs from your standard debit card in many ways. Rather than using a debit card with a generic bank logo, account holders can choose from various themes and images for the card design. 

Account holders must pay a small amount annually for these amazingly designed debit cards. The features and benefits are similar to a standard debit card, except a designer debit card  can upgrade your shopping experience even more.  

What are the benefits of getting an image debit card?

Why get a generic-looking debit card when you can personalise one? Getting a debit card designed just for you is highly beneficial:

• Unique look: Kotak image debit card users can choose from over 200 themes of art, music, architecture, and more. With such card schemes, you can find a design that matches your preferences. You can flaunt a uniquely designed card and feel good about it.
• Personalisation: Pay extra for an image debit card not just because it looks cool but because it is personalised. You can quickly distinguish the card from multiple payment cards in your wallet. The unique design is beneficial when you are in a hurry and want to quickly find your favourite debit card in your wallet.
• Features: Most image debit cards are launched as part of a money-saving scheme. Spending design charges are worth it because you can access exclusive benefits like international shopping, insurance covers, fuel surcharge waivers and airport lounges. 

How much do image debit cards cost?

The cost of a uniquely designed debit card may vary from bank to bank. The standard fees can be anywhere between Rs 299 to Rs. 599. It is best to compare the charges of different banks and choose a debit card that is affordable and offers the best designs to match your preferences. 

How to apply for an image debit card?

Applying for a personalised debit card is very easy. Simply leverage the online services and get a uniquely designed debit card delivered to your doorstep. All you need is to download the mobile app of the bank of your choice and submit the application form.

For instance, if you need the 811 Kotak debit card, apply online on the Kotak 811 mobile app. Select ‘image debit card’ from the options and apply. You should have an account at the bank of your choice. In this case, if you are impressed by the shopping rewards, insurance covers, and airport access features of the Kotak image debit card, then you should first complete the video KYC and open a savings bank account. Thanks to technology, you don’t have to find a Kotak Mahindra branch near you. Download the Kotak 811 mobile app, open a bank account, and apply for an image debit card to enjoy the premium shopping experience. 

Are image debit cards worth it?

Given the benefits of convenience, premium looks and money-saving features, it can be said that paying the annual charges for personalised debit cards is worth it.

Bottom line

Physical debit cards are useful to access your funds and make in-person purchases. However, getting a uniquely designed card is even more beneficial. It can be a fun and creative way to express yourself. So get yourself an image debit card and enjoy the benefits shared in this post.